I drive through run down, labor class, neighborhoods all the time...and it's a mix bag.
You see both triumph and defeat, all in one or living side by side, sharing same street and sidewalks.
I'll maybe share photos soon.
It's a mixed bag.
No one wants to end up in their 50's or 60's with absolutely nothing...but you're seeing more and more of that. There is no time in your life where money is required to 'exist'...
Whether employed or not, money is required of you, money is always being 'sucked' out of your wallet, purse, bank account, savings, pockets ect...
It never stops, don't matter if old or young, money is required of you to live or have anything...and is constantly getting sucked out of your possession by the system.
And unless one can generate at least 10 times more than what they spend, your money won't last long at all.
If you only have $5000.00 saved up, how long do you think that'll last?
Those who are employed with the state are very fortunate...cause for one they're grossly over paid, and for two they're futures are taken care of by the 'working and labor' class types who themselves can't afford stable bright futures at all.
State workers suck money from working, labor class types, through taxes, and get these elaborate pensions plans worth 100's of thousands of dollars.
They have no idea how good they have it as they sit so comfortably behind desks, moving as slow as snails in their service to the public at work.
They have no idea what it's like to labor like a dog all day, week, and only bring home $300-$800 bucks.
I saw someone ATM slip the other day...and they only had a balance of like $280.00...
A grown person....
To me, unless you have saved at least $20,000 dollars, you're basically broke.
With $20,000 saved up, you're still broke...but can at least live comfortable on the streets with that, with no over head, if need be.
Idealy...I think for every decade of ones age...they should have that many thousands of dollars saved up...
For example, if you're 30...you should have $30,000 dollars saved...if you're 40...you should have $40,000 saved and so on...at the bare minimum...
That basically means saving $1000.00 for every year of your life...it can be done if started early.
If you force yourself to save $1000.00 for every year of our life...that would be a good start.
Savings should come before anything...even before bills...
Yes..I said that...your own welfare, should come before bills...whether you eat or not, is more important than paying off interest on Bank of America credit card...they have other assets...you do not....
Would you rather have all your bills paid off...and be broke and homeless at age 60?
Or would you rather owe a few bills, and have $30,000 cash, to subside on while unemployed?
Pay your bills, be broke and starve...or hold on to your money, eat and live...which one?
These are daily, the decisions the working and labor class have to make daily for others and themselves...
Last Edit: Sept 10, 2013 17:40:02 GMT -5 by X factor
Let's face it, for the labor, wage earning class...droids...the math just doesn't add up...and outside of family taking care of it's own, the future indeed is bleak, in as far as money to live on when older...
In a day and age when both marriage and pensions are becoming an endangered species, many will find themselves ageing, in their 40's, 50's, and 60's all alone and single and without a source of income.
True side story...one guy was recently refused service by hospital, after arm or hand got chomped by alligator, until he could come up with like $20,000 dollars in cash...let me see if I can find the story...
Title of Post: You can't always put a dollar amount on your labor and contribution to your job and employer or work place'...
Some earn $100,000 a week...others earn $357.00 a week.
Both are human, both get up in the morning but ones labor or mind, or do to investments, accumulates wealth much quicker.
But the regardless...the body doesn't know the difference. Regardless of what value has been placed on you, and your labor, the toll the labor takes on the body is the same.
The body of the $8.35 cent hourly wage earner wears out at the same rate as the $250,000 dollar salaried State employee.
Calories burned are the same, contribution to work place is the same...only one is deemed worthy to get checks, pensions, and other benefits that will make their life easy, where as the other has to continue to toil, just to barely be able to pay bills.
I've been there before.
And is why sometimes, at end of vigorous work week, whether in military or warehouse or in a trade, I sometimes don't even bother looking at pay check...cause I think it cheapens my whole contributions through out the week, and simply reduces a million dollar week into a $450.00 pay check...
That can be very disheartening for some...to have their whole week of contribution and back breaking work, long hours in office, all reduced to a small pay check.
As if a price tag is being placed on you, or your value to life and others.
At the end of a hard work week you feel like a million dollars, know you made a big difference in the lives of others at work, came up with solutions, handled issues calmly, did your job great...just to see all that energy and life reduced to a $345.00 check....
It can be disheartening...
Thankfully now I make a bit more than that myself, but I'm just saying...I've had jobs where I did bust my butt all week long and the check was barely over $300.00
Heck, even if one earns $1,200 a week, that can seem like pennies next to what you contributed to company, sacrificed for company, maybe even time spent away from family.
$5,000 a week, $10,000 a week?
I mean who would not pay themselves at least $10,000 a week if they could?
And that's why I say you really can't put a price tag on induvisual effort and worth. Sadly no one else will see your value, accept you.
And to me, a pay check is just a small sliver of what your worth to company and or workplace..
Last Edit: Dec 20, 2013 19:18:51 GMT -5 by X factor
You labor, bust your butt all day long, wake up at 5:00 am......struggle to pry self out of bed, or couch, it's cold outside...takes 30 or 40 minutes of prep just to leave home.
You were having wonderful dreams, where gravity had no effect on you, then suddenly awakened by alarm clock, snatched from a world of possibilities (dreams), back into physical reality (debt).
You do the math in your head, and realize at this rate of income accumulation, you'd have to live to the age of 500 to be able to save anything worth bragging about.
You realize you're no longer working towards a dream, time is catching you, you haven't enough healthy years left to be able to accumulate 100's of 1000's in savings.
You wake up realizing you're only working now, laboring, just to survive another week, just to stay ahead of basic bills until something else major goes wrong.
You feel your body breaking down, wonder if that pain in your neck or shoulder or breast area is cancer? And if so, what the hell can you do about it?
You know that if you came down with a serious illness, you have no means to pay for treatment...and so just put it out of your mind...
You reminisce of the past...try to recollect a time when you still felt you were in control of your destiny, instead of being dragged along by some cruel fate.
You think to yourself 'If only I had done this, or done that, maybe I'd be here or there by now'...
All the while the clock keeps ticking forward...reminding you that in a few minutes you have to leave the comfort of your place, and jump out into the cold, dark, industrial world, environment...where your flesh is no match against mechanized machinery, metal, pipes, gases, chemicals, profit.
You realize you're no match against steel...one little mistake on the job and your gone...where as the warehouse, the metal, steel, was there before you, and will continue being there long after you're gone.
You start to realize how disposable you are as a laborer. You're only liked as long as you're useful.
All day long, you give it your all...not cause of the pay, but because it's just who you are...a worker, who takes pride in completing tasks...accomplishing missions.
Your pay is the last thing that motivates you...in fact, it's your pay that makes you sad, so you try not even to focus on it.
And when you finally do get home, you're wore out, you gave your best energy to company...now when you come home, you have none left for yourself...so you plop on couch or bed and just kind of 'sigh'...give off a long sigh...wondering if there's more to life than just serving industry, and your reward is to get paid just enough to barely stay above the poverty line.
You work your butt off, give all the energy you can, but still find yourself falling behind, being fiscally gobbled up by the demands of modern society.
Turn on TV, relax, and put it all behind you, until you have to do it all again tomorrow or Monday...
Last Edit: Jul 12, 2014 19:52:32 GMT -5 by X factor
I just had opportunity open up to me today, which potentially will net me 2-3 times as much income...and this opportunity had absolutely zero to do with elections or candidates and their hollow promises, and all to do with hard work, timing, good record, maybe Gods blessing and a bit of luck.
Because I don't depend on the Government for any personal services...I can thrive or fall under any administration.
Whether I rise or fall is mainly do to my own personal decisions and choices in life, not on elected politicians.
Do you think anyone in attendance actually physically labors for a living?
When's the last time, if ever, any of them worked at a fast food restaurant or held a shovel, or held a flag for a construction zone or drove a bus earning $12.50 an hour?
My point is that you get ahead fiscally in this world from who you know, by forming business bonds, and creating deals where others work for you, not you them.
I'm willing to bet none of the people in attendance there do life essential work.
How many plumbers or truck drivers or electricians do you think were in attendance there?
Or even school teachers, school bus drivers or train conductors?
The people in attendance there don't work, rather they own companies in which people work for them, or are celebrities who earn or earned millions from acting roles (which is work) or politicians whom get elected then prosper do to position.
But there were no hourly workers present at that dinner.
Rather it's common hourly workers who put all those people there by electing them, or buying their products or brand.
Yet at events like this are shoved aside and made to feel like nothing.
Couple who won lottery in Kentucky will continue to work
Couple in Kentucky wins lottery, after taxes around $250 million.
Couple in news told reporters they'll continue to work...
To me, than why even play the game?
I mean what's the point of cheating someone else out of more money, or chance to win, if all you're going to do when you win is sit on the money until dead and continue working rather than starting own company with money and at least creating jobs for others.
I think by couple winning a quarter billion, and continuing to work, is quite a selfish act.
They could at least work for free and allow company to use their income to give other employees a raise or something.
Me, if I won, would quit job near same day, I wouldn't stop living or working, I'd simply start living and working for myself, rather than others, and I'd create opportunity for others rather than just letting money rot in an account.
How selfish of this couple, they should not of even played if they don't even need the money.
Marco Rubio talking about raising retirement age to 70...
Why is it that those in favor of always raising retirement age, are those who receive massive 6 figure salaries who don't have to labor?
It's obvious, cause they don't feel the pain, politicians, or other millionaire or billionaire types in favor of raising retirement age don't earn money with labor from their body, they either have large salaried income, or are apart of investment class, where they own company or have stock in it, and others run it for them.
But to those who labor for their income, like cashiering or laying bricks, construction or truck driving or laying turf ect, the idea of working till 70 seems hellish, not do to laziness, but rather do to the laws of nature, and sorry, but body begins breaking down after the age of 40 or sooner actually.
Just look at how people move who are above the age of 40 or 45, the spring is no longer there, many walk with limps, have injuries from job or 'other', are fighting illness ect, and use every ounce of energy just to maintain what they have, now fast forward 20 years, and how the heck are they going to be able to work, or even stay employed, at 65?...who would hire them?
Who's going to hire people in their late 60's to work?
I mean if 30 year olds find it hard to compete against 20 year olds, how the hell is someone who's 64 going to compete in job market?
What employer would hire them knowing it's a liability?
So when politicians like Rubio and Cruz suggest raising retirement age to 70+, it just shows how in different they are to the labor class.
That, and deep down inside they're just hoping that most will be dead, die off, before able to collect social security.
Marco and Ted, and others who want to raise retirement age basically want you, us, to croak before we ever get to collect our hard earned money Government took out of our checks while alive.
Typical elite mindset, to them we're all expendable, and once dead just take our money and re apply it to more Government waste.